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Credit Accounts: It is a formal agreement where a customer can avail the facility of buying goods and services on credit and make payments at a later time period. An interest is charged if payment is not made, i.e. the account is not settled within a month. Joint Credit: A credit shared by two or more individuals, where all the parties involved are responsible for repaying the debt. Generally, such a credit or loan is extended on the basis of the combined income, assets and credit reports of all the individuals involved.
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A licensed person or organization paid by you to look for insurance on your behalf. Generation Identifier
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# Account Condition Potentially Negative Items: Any credit item or public record having a negative impact on the creditworthiness of an individual.

Amendments to the Truth In Lending Act that require the disclosure of the costs involved in credit card plans that are offered by mail, telephone or applications distributed to the general public. 1st Mortgage-Also known as the "primary" mortgage-has priority over the claims of subsequent lenders for the same property.
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Billing Cycle: It is the time between two bills or statements, i.e. the days between the last bill and the current bill. Billing cycle is generally a period of 28 to 31 days. Operating Cash Flow - Measures the funds generated from insurance operations, which includes the change in cash and invested assets attributed to underwriting activities, net investment income and federal income taxes. This measure excludes stockholder dividends, capital contributions, unrealized capital gains/losses and various noninsurance related transactions with affiliates. This test measures a company's ability to meet current obligations through the internal generation of funds from insurance operations. Negative balances might indicate unprofitable underwriting results or low yielding assets.
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Fair Credit Billing Act Noncancelable. A policy that guarantees the premium will remain the same and the policy stay in force as long as the premium is paid.
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