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Property Damage Liability Coverage Guaranteed insurability. An option that lets the policyholder buy more life insurance at stated times in the future without a medical exam.
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Universal life insurance. A flexible premium life insurance policy under which the policyholder may change the death benefit from time to time (with satisfactory evidence of insurability for increases) and vary the amount or timing of premium payments. Premiums (less expense charges) are credited to a policy account from which mortality charges are deducted and to which interest is credited at rates that may change from time to time. Creditworthiness: An assessment of the credit history or the past credit behavior of a borrower that helps the lenders to decide whether or not to extend credit or loan to that particular individual.
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Process that determines the value of property, or the extent of damage, usually performed by an impartial expert. Truncation: Generally, only a few digits of a credit card are displayed on a receipt by the merchant. This is done mainly for security concerns, but without hampering the identification of the card used. This practice is known as truncation, and is required by the federal laws.

Attained Age - Insured's age at a particular time. For example, many term life insurance policies allow an insured to convert to permanent insurance without a physical examination at the insured's then attained age. Upon conversion, the premium usually rises substantially to reflect the insured's age and diminished life expectancy. MISCELLANEOUS INSURANCE
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Approval: It refers to the formal act of approving a request or application for loan or credit card by the provider or lender. An authorization statement or response is usually received by a merchant when the transaction requested by him gets approval and is known as 'approval response'. LEGAL INSURANCE
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Coverage on the risks associated with driving or owning an automobile. It can include collision, liability, comprehensive, medical, and uninsured motorist coverages. Bankruptcy: Bankruptcy is a legal proceeding that releases an individual from the obligation of repaying a part or the entire debt. Bankruptcy law generally contains several chapters, like, Chapter 7, 11, 12 and 13, all of which are concerned with different methods of relief. Bankruptcy usually remains for seven to ten years in the credit report and damages the credit report of the individual or organization.
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