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Maybe borrow from your parents
file bankruptcy as soon as you can, you dont need a lawyer the clerk at the us bankruptcy court for your area will usually help you
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I would never allow myself to get into the trap of using them
If you cannot pay in full you will have to pay the fee $50 and the next payday, you still will have to pay them $250 and it's a cycle till it's paid
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We filed for bankruptcy over 5 years ago
They don't take credit completely in account, but collateral and the proof that you have a steady job
If you have a credit card to pay them off with use it
if you have under 10k and are struggling, then you need to file bankruptcy
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