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Vandalism Yield on Invested Assets (IRIS) - Annual net investment income after expenses, divided by the mean of cash and net invested assets. This ratio measures the average return on a company's invested assets. This ratio is before capital gains/losses and income taxes.
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Liability coverage. Insurance protection that pays for claims or judgments brought against the insured. This refers to the debt repayment terms of your agreement with a creditor, such as 60 months, 48 months, etc.
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Compound Interest: It is the interest rate that is calculated by adding the accumulated interest of prior periods to the principal amount so that the previous interest amount that has been added can also earn interest. Know more about how to calculate compound interest. A loan with a balloon payment requires that a single, lump-sum payment be made at the end of the loan.

Acceleration Clause - The part of a contract that says when a loan may be declared due and payable. Negligence
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Tool used by credit grantors to provide an objective means of determining risks in granting credit. Credit scoring increases efficiency and timely response in the credit granting process. Credit scoring criteria is set by the credit grantor. Yield on Invested Assets (IRIS) - Annual net investment income after expenses, divided by the mean of cash and net invested assets. This ratio measures the average return on a company's invested assets. This ratio is before capital gains/losses and income taxes.
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ADMITTED COMPANY Comprehensive Loss Underwriting Exchange (CLUE) report; provides claim history information.
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