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I have no checks and I don't have the time to wait on them to come in
Stupidity is not yet illegal, so having payday loans isn't illegal either (payday loans are incredibly stupid to take out, worse than any other loans)
You can get a copy of your credit report and check (AnnualCreditReport
The APR is in the 600%+ range
You might want to do an internet search for utah's usury laws
Often we simply provide another loan to tie together all the other loans and by extending the pay back time it provides breathing room for the customer who already feels bad enough about something not his fault
It is unlikely that they'll take you to court
if you apply now you can have the loan by tomorrow! Luckily, regular repayments do go on to your credit history and will help you rebuild your credit score
chapter 7
The first thing you must do is to get a grip on your spending

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